Private Money Loans
 

We also have access to equity-based loans that are funded by private individuals.

 

These loans are generally for a term of 2-3 years and the rates start at 9% interest only and they cost a minimum of 3 points. There could be some exceptions based on owner-occupancy, non-owner occupancy, credit history and speed of funds needed.

We are always looking for additional investors for these loans as well as the people who have the need for real estate based loans.  Our investors are not pooled (thrown into a bucket with other investors with transparency diluted), they know exactly where the loan is placed and what their position is.


Low loan-to-value deeds of trust have a greater ability to retain higher returns than investment property purchases

 

  • due to any possibility of unforeseen continued depreciation of real estate
  • due to unfavorable financing terms available or
  • due to additional properties being dumped on the market, in your area, without any warning.

Let us make a Real Estate Investor out of you.

 

We will explain the whole process to you and show you what makes a good loan situation. Won’t that be much better for your portfolio than returns of less than 2% from the banks? 

 

At 9% interest-only returns, your money will double if you put those funds back into your account in eight years, or if you use the returns to fund current living expenses, your portfolio will not decline as the borrowers generally do not pay down principal.

 

 

T. Rae Greenlee, Real Estate Broker
License #00483790
     

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Email Us: Ed Janowicz edjanowicz@comcast.net dre licence #00995675
  T. Rae Greenlee raegreenlee@comcast.net dre licence #00483790
Equal Housing Opportunity Real Estate Broker – CA Dept of Real Estate – License #01378482 Lending Integrity